| View previous topic :: View next topic |
| Author |
Message |
muto2100
Guest
|
|
| Back to top |
|
 |
| |
Ads |
Advertising
Sponsor
|
|
muto2100
Guest
|
|
| Back to top |
|
|
| |
Ads |
Advertising
Sponsor
|
|
muto2100
Guest
|
 Posted: Fri Jul 18, 2008 7:46 am Post subject: Re: list of 100 US banks witch could collapse next |
 |
|
On 18 Lip, 09:43, muto2100 <maniek...@gazeta.pl> wrote:
Troubled Bank List as of 03/31/2008
Notes:
Source: FDIC SDI (http://www4.fdic.gov/SDI/main.asp)
Texas Ratio = 100 * (Non-performing Assets + Other REO) / (Equity +
Loss Reserves)
Effective Equity/Assets is calculated by assuming 50% recovery on non-
performing assets (npa) and writing off the rest. The formula is
100 * (equity + loss reserves - npa/2) / (assets - npa/2 + loss
reserves)
Effective Tier 1 Leverage Ratio = 100 * (Tier 1 capital + loss
reserves - npa/2) / (average assets - ineligible intangibles - npa/2 +
loss reserves)
Banks highlighted in red have effective tier 1 leverage ratio less
than 4%, the FDIC minimum
Banks highlighted in orange have effective tier 1 leverage ratio
between 4% and 5%.
Banks highlighted in yellow have effective tier 1 leverage ratio
between 5% and 6%
This list represents a small subsection of US banks. The majority of
banks are currently well capitalized.
Rank Name City State Total Assets (000s) NPA/ Assets Equity/
Assets Tier 1 Leverage Ratio Tier 1 Risk-based Ratio Total Risk-
based Ratio Texas Ratio Effective Equity/ Assets Effective Tier 1
Leverage Ratio Notes
1 ANB Financial National Association Bentonville AR 1,895,545
34.35 1.98 1.89 2.19 3.50 470 -11.20 -10.82 Failed on
05/09/2008
2 Mesilla Valley Bank Las Cruces NM 15,124 26.61 5.73 3.33
4.38 5.73 337 -6.10 -8.81
3 Eastern Savings Bank, FSB Hunt Valley MD 1,132,481 32.53 12.53
11.43 15.39 16.14 239 -3.15 -4.64
4 Ameribank, Inc. Welch WV 114,911 30.47 7.31 6.85 8.25 9.55
258 -3.84 -4.42
5 Colorado Federal Savings Bank Greenwood Villag CO 44,674 10.56
1.09 1.09 1.96 2.67 709 -3.98 -3.98 Apparently bought
6 Integrity Bank Alpharetta GA 1,203,701 22.62 5.05 4.22 5.06
8.10 262 -2.88 -3.57
7 First Integrity Bank, National Association Staples MN 52,916
11.85 0.63 -0.29 -0.38 -0.38 336 -2.47 -3.28 Failed on
05/30/2008
8 Ebank Atlanta GA 153,097 14.71 4.75 5.25 7.23 8.48 259
-1.78 -1.24
9 The Community Bank Loganville GA 623,764 20.12 7.78 7.92
8.47 9.72 212 -0.60 -0.64
10 FirstCity Bank Stockbridge GA 255,043 19.92 7.88 7.72 9.07
10.32 211 -0.58 -0.59
11 Magnet Bank Salt Lake City UT 442,953 21.84 7.41 7.27 8.22
9.49 205 -0.28 -0.26
12 Home Town Bank of Villa Rica Villa Rica GA 219,935 20.48
10.82 7.02 9.28 10.57 146 4.03 -0.26
13 First Priority Bank Bradenton FL 261,335 15.65 4.79 4.25
4.79 5.87 195 0.22 -0.23
14 Security Bank of Gwinnett County Suwanee GA 374,143 20.28
14.44 7.65 8.80 10.08 116 7.93 0.36
15 Horizon Bank Oskaloosa IA 94,248 16.98 3.71 3.72 4.65 5.97
190 0.49 0.50
16 Fremont Investment & Loan Brea CA 6,047,598 8.03 4.55 3.98
7.10 7.11 176 0.57 0.52 Acquired by CapitalSource
17 Platinum Community Bank Rolling Meadows IL 89,540 11.05 4.97
4.96 7.71 8.97 178 0.71 0.71
18 Main Street Bank Northville MI 131,877 9.62 4.47 4.03 5.55
6.81 151 1.60 1.39
19 Ocala National Bank Ocala FL 271,142 14.50 7.18 7.03 9.13
10.39 166 1.59 1.46
20 Imperial Savings and Loan Association Martinsville VA 9,322
2.74 1.76 2.16 3.52 4.76 104 1.27 1.67
21 Jennings State Bank Spring Grove MN 47,278 17.66 8.79 8.29
9.83 11.09 163 2.13 1.97
22 Citizens Community Bank Ridgewood NJ 45,819 12.08 4.96 4.41
6.75 8.04 146 2.28 1.98
23 The Peachtree Bank Duluth GA 545,076 3.23 9.61 3.19 3.54
4.11 32 8.57 2.03
24 Community Trust Bank Hiram GA 304,563 16.96 7.83 7.65 8.80
10.07 160 2.27 2.15
25 Southern Community Bank Fayetteville GA 371,656 13.75 8.10
7.24 8.77 10.03 144 2.83 2.19
26 Gateway Bank of St. Louis Saint Louis MO 39,154 13.39 8.05
7.07 10.39 11.66 132 3.61 2.63
27 The State Bank of Lebo Lebo KS 29,903 11.12 6.12 6.15 7.92
9.19 135 2.76 2.72
28 First Security National Bank Norcross GA 140,212 20.06 11.86
10.48 12.44 13.66 154 3.27 2.84
29 FirstBank Financial Services Mcdonough GA 432,154 12.59 7.34
8.63 9.87 11.13 144 2.57 2.89
30 Federal Trust Bank Sanford FL 670,589 8.63 5.97 5.62 8.51
9.77 115 3.27 2.90
31 First Georgia Community Bank Jackson GA 292,827 13.57 7.62
7.28 9.13 10.39 135 3.38 2.96
32 American Sterling Bank Sugar Creek MO 272,929 4.54 5.12 5.08
9.73 10.00 86 3.06 3.01
33 First National Bank of Arizona Scottsdale AZ 2,836,085 10.27
5.17 4.55 5.07 6.36 116 3.76 3.23
34 First National Bank of Brookfield Brookfield IL 294,358 10.70
7.56 7.24 9.90 11.15 121 3.62 3.34
35 First Tuskegee Bank Tuskegee AL 87,070 8.58 6.25 6.28 8.47
9.73 112 3.46 3.37
36 The Bank of Bonifay Bonifay FL 233,467 7.37 4.99 5.09 6.28
7.55 103 3.53 3.58
37 IndyMac Bank, F.S.B. Pasadena CA 32,010,816 6.19 5.76 5.74
10.07 10.26 90 3.84 3.58 Failed on 07/11/2008
38 Georgia State Bank Mableton GA 424,837 2.22 8.19 4.55 6.42
6.74 26 7.36 3.65
39 Neighborhood Community Bank Newnan GA 239,530 13.56 9.37
9.19 10.70 11.91 130 3.85 3.69
40 EverBank Jacksonville FL 5,922,591 5.72 6.15 6.24 10.27
10.59 90 3.60 3.69
41 Meridian Bank Eldred IL 47,612 4.03 7.51 4.51 7.12 8.37
46 6.77 3.81
42 PFF Bank & Trust Pomona CA 4,103,786 10.95 6.71 6.68 7.73
9.00 119 3.85 3.82
43 Century Bank, a Federal Savings Bank Sarasota FL 929,123 5.48
5.76 5.66 7.65 10.37 83 3.92 3.82
44 Security Pacific Bank Los Angeles CA 585,184 13.63 6.74 6.68
7.61 8.90 127 4.01 3.97
45 Omni National Bank Atlanta GA 992,505 9.87 7.30 7.18 8.92
10.44 109 4.22 4.03
46 Home Federal Savings Bank Detroit MI 21,060 1.17 4.32 4.32
12.20 13.18 25 4.09 4.09
47 Gateway Bank, FSB San Francisco CA 485,033 7.11 7.45 7.21
13.42 14.55 91 4.41 4.12
48 First State Bank Danville VA 27,385 8.79 5.24 4.92 7.55
8.85 100 4.47 4.19
49 1st Centennial Bank Redlands CA 715,231 9.27 8.57 7.95
10.26 11.51 98 5.01 4.27
50 Lowell Co-operative Bank Lowell MA 110,404 5.80 6.42 6.31
9.09 10.34 80 4.47 4.29
51 BankCherokee Saint Paul MN 289,100 9.78 7.33 7.08 8.99
10.25 104 4.64 4.31
52 Macomb Community Bank Clinton Township MI 91,957 14.34 10.18
8.35 8.83 10.10 109 6.30 4.33
53 Franklin Bank, S.S.B. Houston TX 5,922,659 6.01 8.97 6.35
9.03 10.66 60 7.17 4.40
54 Mid America Bank & Trust Company Dixon MO 90,092 8.30 10.55
7.12 9.14 10.41 68 8.18 4.47
55 First Piedmont Bank Winder GA 132,774 12.42 8.99 9.02 10.23
11.49 118 4.54 4.52
56 Suburban Federal Savings Bank Crofton MD 399,873 6.82 7.14
7.15 10.20 11.20 87 4.55 4.56
57 Family Bank and Trust Co. Palos Hills IL 81,545 7.69 6.80
6.39 8.80 10.07 89 4.90 4.58
58 BLC Bank N. A. Strasburg PA 3,178,636 0.67 7.19 4.07 5.51
6.74 8 7.67 4.59
59 Doral Bank Catano PR 8,835,752 6.64 6.37 6.87 12.28 13.54
87 4.38 4.61
60 Mainstreet Bank Forest Lake MN 436,449 7.07 7.45 6.91 8.62
9.88 82 5.20 4.62
61 The Columbian Bank and Trust Company Topeka KS 735,766 7.47
6.97 7.06 7.32 10.01 91 4.60 4.64
62 Flagstar Bank, FSB Troy MI 15,898,386 2.84 5.73 5.65 9.77
10.46 45 4.89 4.79
63 Bramble Savings Bank Milford OH 57,043 8.85 7.46 7.57 12.29
13.56 98 4.73 4.80
64 The Tattnall Bank Reidsville GA 69,672 6.69 6.52 6.63 8.17
9.43 83 4.83 4.91
65 Haven Trust Bank Duluth GA 491,358 7.17 7.48 7.50 8.91
10.02 85 4.95 4.95
66 Charter Bank Santa Fe NM 1,494,615 2.03 5.80 5.58 9.56
10.22 33 5.23 5.01
67 Mainstreet Savings Bank, FSB Hastings MI 111,558 2.67 6.50
5.82 9.43 10.23 38 5.70 5.01
68 The First State Bank Keyes OK 49,708 3.09 5.94 6.17 7.52
8.05 49 4.88 5.08
69 Rivergreen Bank Kennebunk ME 115,531 2.11 4.86 5.17 6.00
7.25 36 4.79 5.10
70 BankHaven Haven KS 32,152 4.81 6.37 5.97 9.62 10.88 61
5.51 5.12
71 Clarkston State Bank Clarkston MI 161,945 3.90 7.37 5.50
6.92 8.18 44 6.99 5.12
72 ISN Bank Cherry Hill NJ 166,952 9.10 5.81 4.83 7.16 8.48
84 6.21 5.21
73 Centennial Bank Ogden UT 222,250 13.82 10.36 10.03 10.96
12.22 115 5.40 5.21
74 First Central Savings Bank Glen Cove NY 645,056 3.93 6.29
6.32 7.73 8.72 55 5.20 5.22
75 AmTrust Bank Cleveland OH 17,301,384 7.10 7.48 7.53 11.27
12.53 83 5.16 5.22
76 Inter Savings Bank, fsb D/B/A Interbank, fsb Maple Grove MN
951,692 5.42 7.36 7.10 9.10 10.08 67 5.51 5.24
77 United Bank & Trust Company Rockmart GA 110,957 9.09 7.54
7.36 9.38 10.65 92 5.41 5.26
78 Fidelity & Trust Bank Bethesda MD 459,065 1.25 5.36 5.15
6.43 9.86 20 5.48 5.28
79 MidFirst Bank Oklahoma City OK 14,145,839 5.21 5.92 7.01
11.19 12.44 78 4.17 5.29
80 Texas National Bank Mercedes TX 83,824 5.79 7.57 7.32 9.44
10.69 68 5.73 5.34
81 Citizens National Bank Macomb IL 480,873 1.15 10.45 5.60
10.21 10.82 11 10.23 5.35
82 American Metro Bank Chicago IL 81,587 10.03 9.06 9.14 10.93
12.17 99 5.28 5.36
83 American Home Bank, N.A. Mountville PA 247,291 2.34 6.81
5.94 10.43 11.36 32 6.23 5.38
84 Currie State Bank Currie MN 52,323 7.91 7.36 7.03 8.84
10.11 83 5.66 5.39
85 Oriental Bank and Trust San Juan PR 5,802,800 1.26 5.24 5.81
15.66 16.18 23 4.82 5.40
86 The John Warner Bank Clinton IL 86,220 0.10 9.70 5.27 10.10
10.44 1 9.84 5.40
87 Chevy Chase Bank, F.S.B. Mclean VA 15,130,114 1.99 5.42 5.90
8.80 11.17 34 4.92 5.41
88 Community State Bank Saint Charles MI 190,689 2.01 8.72 5.94
9.44 10.22 22 8.23 5.42
89 Brickyard Bank Lincolnwood IL 163,148 5.04 7.28 7.09 10.47
11.57 63 5.61 5.44
90 First Bank of Snook Snook TX 41,736 2.71 7.73 6.06 8.64
9.71 32 7.14 5.45
91 ProGrowth Bank Nicollet MN 134,084 7.12 7.58 7.76 10.74
12.00 81 5.32 5.47
92 Columbia Savings Bank Cincinnati OH 65,165 7.32 8.15 7.97
12.08 13.33 80 5.62 5.48
93 Farmers Bank & Capital Trust Company Frankfort KY 608,867 1.84
5.91 5.71 9.98 11.14 28 5.68 5.49
94 First State Bank of Altus Altus OK 125,106 6.30 8.25 7.86
10.38 11.18 71 5.86 5.49
95 First American Trust, FSB Santa Ana CA 1,239,984 0.00 4.65
5.49 17.93 17.93 0 4.65 5.49
96 Alpha Bank & Trust Alpharetta GA 385,182 9.21 6.91 6.94
7.15 8.36 92 5.49 5.50
97 Bay-Vanguard Federal Savings Bank Baltimore MD 164,189 0.87
8.12 5.61 10.00 10.61 10 8.02 5.51
98 First National Bank of Georgia Carrollton GA 882,993 6.18
10.29 7.12 9.01 10.27 52 8.83 5.55
99 Citizens Bank and Trust of West Georgia Carrollton GA 504,456
7.01 8.05 7.62 9.79 11.05 75 6.01 5.57
100 Bank of America, Rhode Island, National Association Providence
RI 35,790,853 0.19 5.53 5.60 21.80 22.11 3 5.52 5.58
101 First National Bank Chisholm MN 60,219 1.69 7.89 5.86
13.04 13.87 20 7.54 5.59
102 West Town Savings Bank Cicero IL 58,180 1.59 6.07 6.12
13.10 13.62 25 5.55 5.59
103 The Bank of New York New York City NY 128,342,000 0.46 6.61
5.65 8.33 11.73 7 6.56 5.60
104 Alliance Bank Culver City CA 1,111,157 6.98 7.50 7.61 8.75
10.00 78 5.54 5.61
105 Cenlar FSB Trenton NJ 549,848 1.45 5.22 6.19 17.41 17.73
27 4.64 5.62
106 Citizens Bank and Trust Company of Chicago Chicago IL 74,951
3.20 6.54 6.63 8.48 9.20 45 5.55 5.63
107 Woodland Bank Deer River MN 99,583 5.92 7.55 7.41 9.39
10.64 69 5.76 5.64
108 Horizon Bank Pine City MN 89,723 9.20 8.76 8.48 10.38
11.64 90 5.84 5.64
109 First-Knox National Bank Mount Vernon OH 791,914 1.56 4.89
5.22 7.84 10.37 25 5.33 5.66
110 CenterBank Milford OH 77,282 4.72 7.02 7.19 8.03 8.97 60
5.55 5.66
111 Coastal Community Bank Panama City Beac FL 363,579 4.88 8.07
7.27 9.32 10.36 55 6.53 5.67
112 Habersham Bank Clarkesville GA 520,216 8.05 9.71 9.14
11.96 12.54 79 6.35 5.67
113 OneUnited Bank Boston MA 742,866 0.87 5.52 5.76 8.04 8.55
15 5.44 5.67
114 Heritage Community Bank Glenwood IL 296,625 10.37 8.87 8.79
11.04 12.26 96 5.76 5.68
115 McIntosh State Bank Jackson GA 460,485 7.70 8.47 8.14
10.04 11.29 79 6.04 5.70
116 Herrin Security Bank Herrin IL 124,449 6.81 7.44 7.16
11.43 12.71 73 5.98 5.71
117 Lake Country Community Bank Morristown MN 43,947 6.45 7.69
7.77 10.37 11.61 74 5.67 5.73
118 ShoreBank Chicago IL 2,245,021 1.78 6.62 6.02 9.51 10.48
25 6.34 5.74
119 Bradford Bank Baltimore MD 551,944 2.09 7.92 6.20 9.34
10.22 25 7.49 5.75
120 Morton Savings Bank Morton PA 19,101 0.00 5.28 5.63 13.53
13.83 0 5.40 5.75
121 Michigan Heritage Bank Farmington Hills MI 188,406 7.00 7.95
7.50 9.02 10.27 73 6.15 5.76
122 The Farmers Bank and Trust Company of Georgetown, Kentucky
Georgetown KY 359,595 4.85 8.47 7.24 10.07 11.31 52 7.04
5.76
123 First Mariner Bank Baltimore MD 1,172,860 4.46 6.70 7.12
8.66 10.59 59 5.40 5.77
124 Parkvale Savings Bank Monroeville PA 1,853,754 0.80 6.93
5.42 9.21 10.46 10 7.28 5.78
125 United Bank & Trust Company Versailles KY 231,349 1.15 5.81
5.73 9.34 10.41 18 5.88 5.80
126 The Park Avenue Bank New York NY 443,578 3.46 6.26 6.78
8.21 9.24 49 5.35 5.80
127 Lawrenceburg Bank and Trust Company Harrodsburg KY 224,180
0.29 5.41 5.33 9.06 10.16 5 5.86 5.80
128 FIRST STATE BANK OF THE FLORIDA KEYS Key West FL 818,882 1.22
6.12 5.83 9.88 10.92 18 6.09 5.81
129 Key West Bank Key West FL 111,261 4.92 7.67 7.67 12.61
13.42 60 5.81 5.81
130 Freedom Bank of Georgia Commerce GA 151,921 8.22 8.16 8.13
9.27 10.53 84 5.86 5.81
131 The Exchange Bank Skiatook OK 107,731 4.74 7.11 7.00 10.19
11.44 58 5.93 5.82
132 FirstBank of Arvada Arvada CO 344,325 0.00 5.69 5.65 15.23
15.74 0 5.86 5.82
133 Harleysville Savings Bank Harleysville PA 811,942 0.05 5.54
5.62 11.10 11.58 1 5.74 5.83
134 Affinity Bank Ventura CA 1,172,207 5.54 7.32 7.40 9.59
10.84 66 5.73 5.83
135 Mesa Bank Mesa AZ 215,089 6.11 8.77 7.94 9.43 10.35 64
6.65 5.84
136 United-American Savings Bank Pittsburgh PA 57,323 0.81 5.56
5.93 9.45 9.99 14 5.48 5.84
137 Prosperan Bank Oakdale MN 212,162 5.32 6.80 7.15 9.00
10.25 66 5.45 5.85
138 Citizens Bank of Rogersville Rogersville MO 63,697 4.06 7.56
7.04 9.55 10.54 49 6.35 5.86
139 Wachovia Bank, FSB Houston TX 24,546,314 1.95 6.26 6.26
19.66 20.91 29 5.86 5.86
140 Park State Bank & Trust Woodland Park CO 101,967 4.71 7.44
7.63 10.19 10.95 59 5.74 5.86
141 Mackinac Savings Bank, F.S.B. Boynton Beach FL 132,642 1.36
6.01 6.01 15.16 16.41 21 5.86 5.86
142 First National Bank of Nevada Reno NV 1,634,041 4.28 7.37
6.24 8.40 9.67 47 7.05 5.87
143 State Street Bank and Trust Company Boston MA 147,472,027
0.00 7.72 5.86 11.56 13.01 0 7.74 5.87
144 Florida Choice Bank Mount Dora FL 868,805 1.39 11.32 6.07
6.48 7.03 12 11.14 5.88
145 LaSalle Bank Midwest National Association Troy MI 37,008,195
1.72 15.83 6.19 9.81 11.51 10 15.60 5.89
146 Mid-Central Federal Savings Bank Wadena MN 105,047 2.24 6.40
6.40 10.13 11.04 32 5.89 5.89
147 Republic Federal Bank, National Association Miami FL 613,165
5.48 8.63 7.33 11.33 14.87 56 7.23 5.89
148 Commercial Bank Bassett NE 46,595 9.85 7.44 6.69 11.33
12.64 86 6.57 5.90
149 TCF National Bank Wayzata MN 16,395,643 0.96 6.58 5.80
7.92 10.46 13 6.68 5.91
150 FirstBank North Westminster CO 382,545 0.02 5.57 5.73
14.41 14.92 0 5.74 5.91
151 Grand Bank of Texas Grand Prairie TX 108,619 4.04 6.73
7.23 9.19 10.26 54 5.52 5.91
152 First Bank of Kansas City Kansas City MO 25,334 7.84 8.23
8.05 9.50 10.58 79 6.16 5.91
153 First Niagara Commercial Bank Lockport NY 717,088 0.00 8.85
5.92 24.83 24.83 0 8.85 5.92
154 Firstbank of El Paso County Colorado Springs CO 153,592 0.30
5.76 5.67 11.28 12.15 5 6.00 5.92
155 Enterprise Bank Allison Park PA 161,046 4.48 7.51 7.49
9.50 10.26 55 5.97 5.94
156 The Northern Trust Company Chicago IL 67,961,839 0.05 5.40
5.78 8.46 11.15 1 5.53 5.94
157 Strategic Capital Bank Champaign IL 635,890 1.17 5.95 6.31
10.04 10.64 19 5.67 5.95
158 Bank of Coweta Newnan GA 387,084 7.40 8.45 8.17 9.34
10.59 76 6.22 5.95
159 The Delaware County Bank and Trust Company Lewis Center OH
716,851 2.19 5.94 5.96 8.02 11.73 31 5.93 5.95
160 FirstBank of Aurora Aurora CO 430,270 0.13 6.08 5.73 13.16
13.88 2 6.29 5.96
161 Texico State Bank Texico IL 8,832 8.19 8.94 9.27 17.66
18.78 85 5.77 5.96
162 The Park National Bank Newark OH 2,491,080 0.69 5.95 5.26
7.41 10.19 10 6.59 5.96
163 BPD Bank New York NY 632,610 2.24 6.25 6.73 10.64 11.14
34 5.49 5.96
164 First Bank West Des Moines IA 180,427 4.73 7.04 7.17 9.26
10.51 58 5.85 5.97
165 Warren Bank Warren MI 587,082 11.40 9.09 8.94 10.45 11.72
99 6.04 5.98
166 Founders Bank Worth IL 980,356 3.29 6.34 6.77 8.11 10.32
46 5.55 5.98
167 New South Federal Savings Bank Irondale AL 1,986,425 4.65
6.99 7.28 10.17 11.18 58 5.73 5.99
Last updated: 07/17/2008
1 |
|
| Back to top |
|
|
| |
Ads |
Advertising
Sponsor
|
|
|
|
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
|
199 Attacks blocked
Powered by phpBB © 2001, 2005 phpBB Group
|
FAQ
Search
Memberlist
Usergroups
Register
Profile
Log in to check your private messages
Log in
